New York Payday Loans - Guaranteed Approvals, No Credit Checks

Get Online Loans in NY Anywhere, Anytime


Payday Loans for Bad Credit in NY

One of the greatest advantages of our bad credit loans in NYC is there is no need to worry no matter how low your credit scores are. Having a process that involves no credit check, we provide you safe loans that are available based upon your income.

Normally, it is a fact that a mediocre or a low credit score shall disrupt your chances of getting a loan with a guaranteed approval. However, with PaydayLoanHelp as your direct lender in NY, this is no more the case. Simply choose our loans and provided you meet our basic eligibility requirements; a loan approval is guaranteed for you - up to an amount that our system reveals, is likely to be safe for you to borrow and repay.

Same Day Cash Loans in the State of New York - a Preferred Borrowing Option

We provide a quick and easy borrowing solution for you - our online cash loans are typically approved and deposited in your account on the same day of your loan application and agreement to our offer. This however does depend on all documents and details provided to us being clear, genuine and easily verifiable.

When applying for a payday loan in New York, do keep in mind that the time of the day of your application and whether or not it is a holiday or a weekend, shall also play a role in how fast our partners can help us verify your loan eligibility and the legitimacy of the data provided to us.

Our Basic Requirements make the Loans ideal for Emergency Borrowing

We keep our loan requirements to the bare-minimum that still allows the loan to be safe for you to a fair extent. Apart from making our loan eligibility easier for you, this is also a factor that makes our loan simple to access, when you're in a need of funds during an emergency while borrowing a loan seems like the best option to you.

That said, here's what makes you eligible for our loans:

  • You must be at least 18 years old
  • You need to be a permanent resident or a citizen of the USA
  • You must have a consistent source of income
  • You shall need a bank/checking account and active contact details for verification purposes.

Now Get Payday Loans in NYC or elsewhere in Ney York in just 4 Simple Steps

Getting a payday loan in NYC or anywhere else is a really simple task when you choose PaydayLoanHelp. Here are the 4 steps involved:

  • 1. Fill up our online form to send across the details and documents we require
  • 2. We verify your eligibility and contact you to discuss the offer
  • 3. On receiving the offer as an agreement, you must read through the terms and if you agree, you simply have to accept them digitally
  • 4. We process the deposit to your checking/savings bank account.

When ready, simply click on the "Apply Now" button to find our online application for the New York Payday Loan, that you can complete in just 3 minutes!

Apply Now

Our Ratings

4.9 out of 5 Based on 3073 Reviews


I asked for financial help among my relatives but none could come to my rescue. Finally, I spent hours together online, searching for a genuine lender. It was a daunting task. One of my friends proposed this site. I just submitted my online application yesterday and got the cash today

– Anne Smink

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Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower’s expenses until their next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

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Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. does not guarantee that completing an inquiry form will result in your being matched with a service provider or lender, being offered a loan product with satisfactory terms or rates, or getting a loan from a service provider or lender.