Facts and FAQs

Q: What is a bad credit payday loan or bad credit cash advance loan?

A: A bad credit payday loan or bad credit cash advance loan is a short-term personal cash loan to deal with immediate expenses. However, this loan has to be paid back on your next payday.

Q: What will happen if I have a bad credit?

A: No problem! At PaydayLoanHelp, as long as you meet the few requirements, we approve your loan. If you have any questions about qualifying for a payday loan, please contact us.

Q: What are the eligibility requirements for the loan approval?

You are eligible if you are 18 years old with a three months old active checking account, three months old current job or benefits and a stable income of at least $1000.

Q: Do you impose any usage obligation on the loan approved?

A: No. Your funds can be used for anything you like, such as to pay bills and avoid late fees, to avoid bounced check fees/ overdraft fees or any other urgent cash needs you may have.

Q: Who will contact me to roll out the loan details?

A: PaydayLoanHelp representative will either contact you via email or phone in between 8:00 a.m. to 8:00 p.m. (EST.) on weekdays. If you submit your application after the specified hours, we will contact you on the next business day.

Q: How much will you lend me?

A: Payday loans and cash advances are small, short-term, income-based loans. We calculate the lending amount based on your current income. After timely and successful repayment of prior payday loans through PaydayLoanHelp, the amount you can borrow may be increased.

Q: What will you do in case of non-repayment?

A: It is extremely important to repay your loan on time. In any event, you cannot repay, contact us two business days prior to the due date so that we can arrange for an extension. If you fail to intimate us as specified, you may incur extra fees on what you owe us

Q: What if I cannot pay back the loan in full?

A: We have a solution for this too. If you fail to pay in full, you can pay off the loan in instalments. However, be aware that partial payments are allowed at any time prior to maturity on the principal balance only.

Q: How can I cancel my loan?

A: You can cancel the loan by just returning the loan amount provided on or before 5:00 p.m. (EST.) on the next business day after the deposition. .

Q: Will you lend loans on Saturdays and Sundays?

A: Yes, we do.

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I asked for financial help among my relatives but none could come to my rescue. Finally, I spent hours together online, searching for a genuine lender. It was a daunting task. One of my friends proposed this site. I just submitted my online application yesterday and got the cash today
– Anne Smink