Holiday Loans Online for Bad Credit

A Present from Us to You


Holiday Loans Online at PaydayLoanHelp

The holiday season calls for family gatherings, exchanging of gifts and overall having a great time with your loved ones. However, they do come at a price and that price isn't cheap. In order to host a family dinner or buy presents, you end up spending quite a lot of money. Not everyone's salary or savings can be used for these expenses since not everyone earns big bucks and not everybody saves. Most people earn only how much is required for their basic and necessary expenses.

Holiday loans online at PaydayLoanHelp are here to help you during these times. You don't have to go through the hassle of applying for a loan with a traditional lender or asking a friend or a relative for money. You can now avoid wasting time and apply online for a loan from a direct lender like us, who shall approve your loan and send across money within just 24 hours.

Our Holiday Loans come with No Credit Check

Only 1.2% of Americans have perfect credit. If you are amongst those who don't, then you may have trouble getting a loan from a traditional lender. If you are in particular a bad credit score holder, the chances of getting a loan from a traditional lender are very small. That's why, considerate direct lenders like us offer loans without conducting credit checks. Traditional lenders conduct hard credit checks which not only take up more time than usual, but they also reduce the credit score of the borrower. Yes, you read that right. If you are a bad credit holder, your credit score can reduce even further if you apply with a traditional lender, making it difficult for you to apply elsewhere.

Holiday loans online at PaydayLoanHelp do not come with credit checks. That's right! You can now get a cash advance without worrying about your bad or no credit history.

Get Guaranteed Holiday Loans from PaydayLoanHelp

We understand your need for money during this festive season, which is why we don't ask for much in order to accept your request for a loan. We do not believe in judging your ability to repay us based on your previous loan repayments which is why we do not take your credit score into consideration in order to fund you. All we ask for are a few basic documents which shall include your income statement which if stable shall be a good enough reason to fund you. However, how much you shall receive from us will be based on how much you earn. Here is what we ask for in order to fund you:

  • Your Income statement
  • Your social security number
  • Your checking account details
  • Your age proof (18+)
  • Your verifiable contact details

Holiday Loans Online from PaydayLoanHelp are Unsecured

Yes, you read that right. Online holiday loans from us are unsecured which means that you do not need to offer any kind of security or collateral in order to get funded by us. When you choose to apply with a traditional lender, that isn't the case; they, in most cases, ask their borrowers to offer collateral/ security in order to get funded. That means, that they shall have to put something as valuable as a house or a car at stake just to receive a loan of a few hundred dollars, especially if they have bad credit. With us as your lender, you don't have to worry about that since we provide loans to those with bad credit, without asking for collateral in return. We are a considerate online loan lender offering unsecured holiday payday loans even to those with bad credit. We understand that not everyone may have something to offer as security in the first place, and even if they do, the idea of putting it up at risk can be stressful considering that their financial situation may already not be the best.

Apply now to get a holiday money loan online at PaydayLoanHelp.


I asked for financial help among my relatives but none could come to my rescue. Finally, I spent hours together online, searching for a genuine lender. It was a daunting task. One of my friends proposed this site. I just submitted my online application yesterday and got the cash today

– Anne Smink

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